3 Tips for Being a Responsible Gun Owner

Do you know how to be a Responsible Gun Owner?

If you’re one of the millions of individuals to own a gun, you understand the responsibility that goes with it.

That said being a responsible gun owner is more than saying you know how to operate the weapon.

From having the right gun in the first place to storing it, there is much to do.

When it comes to gun ownership, doing all the right things makes for safer times for you and others around you.

With that in mind, are you the most responsible gun owner you can be?

Buying and Maintaining Your Weapon

When the time arrived for you to buy your first gun, did you put a lot of research into the process?

Taking the time to research the myriad of guns on the market is always a good idea.

If planning to add to your gun collection, shopping around for the right addition makes sense. Now that you have your first gun, you should be more knowledgeable about the process in general.

With that the case, remember these three tips as you look to be the most responsible gun owner possible:

1. Use of weapon

Why individuals buy guns can of course vary for many reasons.

Often, it is for home protection. Even with a home security system and other practices in place, some do not feel safe. With a gun in the home, there oftentimes is a feeling of added safety.

If you ever have to use your weapon in defense of your home and you or family, do it with commonsense.

The last thing you’d want as a gun owner would be to have an accident in your home in the middle of the night. Oftentimes during an intrusion, there is confusion on what is taking place. Only draw and fire your weapon if you know what you are shooting at.

2. Storing weapon

When it comes to storing that gun, it is critical to make it a point to have the weapon stored out of the reach of others. This is especially the case as it relates to any children in the house.

In acquiring your gun holster, you can oftentimes find the right holster online. Companies selling holster and related accessories usually have their websites full of info. This also includes images of the different holsters for sale.

With any children in the home, be sure the gun and holster is under lock and key. If that is not an option, store it somewhere out of their reach.

As many parents know all too well, kids have a curiosity about themselves. With that curiosity, they are apt to search around the home for items.

3. Passing on your weapon knowledge

When you have kids, you may decide down the road that you want them to learn how to fire a gun.

Whether that is for hunting purposes or even defense of your home, teach them the right way from day one.

Never force your child as they get to the appropriate age to use a gun. He or she is likely to come to you and state they want to learn.

For countless families, this oftentimes means sharing the love of hunting. As a parent passes down their love for the sport to a son or daughter, there is much to share. In the process, great memories can occur.

In being a responsible gun owner, you have a lot on your shoulders.

That said you also have a great opportunity to be a good teacher in the process.

Real Estate

Is Your Family Truly Safe at Home?

Is Your Family Truly Safe at Home?

Given how important your family is to you, it only makes sense to do all you can to keep them safe and sound at home.

With that in mind, have you taken time recently to assess how safe your house is? Are there areas of the home that could use some improving? If so, do you have the money to make such improvements?

For many, money is the number one issue in preventing them from carrying out changes they hope to make.

If you find yourself in such a situation, will you try and move ahead with making the home safer for your loved ones?

Protecting Those You Love

So that your home can be as safe as possible from crime, inclement weather, fires and more, keep these ideas in mind:

1. Build of your home

For starters, what went into building the piece of real estate you own and live in? Is it as sound as can be? If the answer is no, would you ever consider a rebuild?

Unfortunately, too many homes are fire traps and more. As such, the residents are putting their lives on the line day after day.

Whether building a new home or thinking of a major re-do, there are options out there for you to make your house safer.

One such consideration would be steel home kits.

These kits give your family more protection than a standard wood home. Remember, those wood homes can oftentimes go up in flames. That should be a big consideration for you if you live in an area of the country that is prone to wildfires etc.

Another advantage is steel holds up better against other elements, hurricanes, and tornadoes.

If you want a sturdy house for protection and comfort, the steel home kit may very well be right up your alley.

2. Use commonsense each day

Given how many criminals are out and about, you must always do your best to stay one step ahead of them.

For instance, do you travel often for business or pleasure? If so, you could be setting you and your family up for problems if you don’t go through a safety checklist.

Among the items on that checklist when away from home:

  • Making sure the mail and newspapers do not pile up
  • Leaving an extra vehicle in the driveway if possible
  • Trimming the hedges and cutting the grass before going away
  • Leaving a light on a timer on at night
  • Not broadcasting on social media that you’re away from home. This includes not posting travel pictures until you return home

By using some common sense, you and your family are less likely to become crime victims.

3. Know when weather is turning bad

Even if you opt for the earlier mentioned steel home kit, you may decide you want to bail when the weather gets bad. If so, you’re not making the wrong move. A relocation for only a few hours or day or two could prove a wise decision.

Too many people try and wait out the major storms that come through their regions of the country.

While they can end up surviving the initial storm surge, things can still go downhill from there. From fallen wires to downed trees, injuries and deaths occur after the storm.

If an option, you may consider getting your family to temporary housing during a severe storm. In doing so, you’re all likely to survive.

Keeping your loved ones safe at home can at times be quite a job.

That said, it is a job that comes with being the head of the household.

Travel

3 Safety Factors for Your Next Road Trip

Are you ready to head out on a road trip? If so, how safe of an experience do you expect it to be?

For millions of Americans hitting the roads, it is imperative their trips focus on safety. That said is safety always of prime importance to you?

Making for a safe road trip doesn’t have to be like pulling teeth.

By having commonsense, along with vehicle safety features, you can oftentimes avoid accidents.

So, are you prepared to get going on your next adventure on the roads?

Making Safety Your Number One Priority

When you make safety your number one priority, good things oftentimes happen.

That being the case, remember these all-important safety factors:

1. Your vehicle

What you drive ends up playing a major factor in keeping you and your loved ones safe on the roads. That said does your vehicle have all the safety features it needs?

One feature that may get overlooked yet plays a major role in keeping people safe is a backup camera system.

If you do not have one on your vehicle, the idea of installing a wireless backup camera system is a good decision.

The system helps remove what are blind spots. Those blind spots can end up being major factors in accidents. Even accidents at low speeds can prove quite destructive in more ways than one.

Once you have a wireless backup camera system, you are better prepared to see the following:

· Other vehicles nearby

· Individuals moving behind your car or truck

· Stationery objects like concrete walls or even poles in the ground

By making sure your vehicle is as sound as possible, you can reduce the chances for an accident.

2. Your driving

As it relates to your driving, be sure to follow the rules of the road whenever you start your vehicle. Even a momentary lapse in judgment can end up having devastating consequences.

For instance, if road rage gets the better of you, you could end up with more than an accident. In some cases, drivers and/or passengers have died when a situation got out of control.

In the event someone is causing you angst, it is best to get away from the situation as soon as possible.

If another driver continues to cause issues, do whatever you can to alert authorities. Although using your cell phone when driving is not a good idea, you may end up having to call 911.

With commonsense; chances of being in an accident or other negative situation decrease.

3. Your trip

As much as you want to avoid accidents and road rage they unfortunately can occur. That said do your best to focus on your road trip.

In concentrating on your road trip, be sure to plan your itinerary as completely as possible.

This means having your vehicle ready to roll and also making sure that you avoid:

· Drowsy driving – It only takes a second to lose control of your vehicle when you nod off.

· Drinking and driving – There is never an excuse for having one too many and getting behind the wheel.

· Reckless driving – From speeding to always changing lanes, don’t be the one everyone hates.

When the time comes for your next road trip, are you going to be as safe as you can be?

Business/Investment

Plan Your Trades Wisely

Any new venture requires research and planning. Trading is no exception, but unfortunately, many people jump in unprepared so that their trades are little more than gambles. If you want to become a successful trader, you must have a trading plan. Not only will it help you understand when to place trades, it will tell you know when to exit a trade, manage your risk and help you keep emotion out of your trading. It is important to invest time into researching and developing a plan that will work for you before you begin. Trial the plan, analyze its successes and failures and modify it as necessary and you will be more likely to have success in the future.

Set Your Goals

Before you can create a trading plan, you must set your goals. Take a piece of paper and pen and write them down to make them more concrete. You need to take into account your personality and your trading style in order to be able to set realistic and workable goals. Assess your strengths and weaknesses and how they will impact your trading. Include timeframes when setting your goals so that you have daily, weekly, monthly, bi-annual and annual goals. All of this is the first step to planning your actual trades.

Plan Entry, Stop and Profit Targets

By planning when you will enter a trade and when you will exit a trade, you avoid trading by emotion. Knowing when to exit a trade is just as important as understanding the signals of when to enter the trade. Exiting in time helps you manage your bankroll and will allow you to come back to trade another day. Setting these points forces you to plan a logical strategy and helps you stick to your strategy when you are trading.

Decide on Risk:Reward Ratios

You must plan your risk:reward ratio once you have already set your entry, stop and profit targets. The higher the ratio, the more reward you will have compared to risk and therefore, the more appealing the trade will be. A ratio of around 1:1.5 would look good. As part of this, you need to work out your risk in terms of how much of your capital you can risk on any one trade or in any one day. The amount will depend on your personal risk tolerance, but is typically between 1% and 5% of your total capital.

Keep Records

Keep records of everything. Of your plans, of your analysis, of your risk levels and targets, of your trading records and of your charts. These records allow you to go back and analyze the success or failure of your trade. From this, you can sit and tweak your plan, improving it as you go.

Conclusion

The key to trading successfully is planning your trades wisely. This will be different for each person as goals and personality vary between people. However, planning, recording and modifying your plans are the key to becoming a successful trader.

Travel

Making the most of a trip to Lyon

Going on a trip to Lyon? This post will give you itinerary ideas.

Most people fly into Paris when going on vacation in France, but if you want to center your trip around the Alps, you’re better off landing in Lyon, France’s second largest city.

With views of the mountains being possible from its tallest buildings, this well-aged and attractive city is the perfect place to kick off a visit to this corner of Europe.

Airport transportation in Lyon is plentiful, but if you want to experience the best possible service after spending hours on an airplane, we recommend hiring a private car to take you to your hotel.

With drivers who are polite, courteous, and knowledgeable about the city’s layout, you’ll be ensuring the last part of your travel day goes smoothly.

After you get settled and have a chance to sleep off your jet lag, check out the following sights in the city of Lyon:

1) Basilica of Notre-Dame de Fourvière

While it may not be as famous as churches in bigger cities like Paris, the Basilica of Notre-Dame de Fourvière is one of Lyon’s top attractions for several reasons.

First, the interior of the church is nothing short of breathtaking, as it will dazzle you with its ornately carved pillars and impossibly intricate mosaics on its ceiling.

Second, it is home to Lyon’s Museum of Sacred Art, which is filled with paintings, murals, and drawings depicting various biblical scenes.

Finally, members of the public are permitted to climb its north tower, granting unmatched views over the city of Lyon. On a clear day, it is possible to see Mont Blanc, France’s tallest mountain, so don’t miss it.

2) Roman Theater

Lyon has plenty of history on offer as well. Humans have been living here since the days of the Romans, as this city was born out of a need to establish a place of exile for the lieutenants of the recently assassinated Julius Caesar.

Named Lugdunum, it gave rise to two Roman Emperors (Claudius and Carcalla), and a whole host of ancient structures.

Over the millennia, though, most were quarried or became buried as human acts and natural processes erased this ancient city from view.

Thankfully, archeological digs have managed to unearth a few outstanding sites around the city.

Lyon’s Roman Theater is among the most impressive of these, as its stone benches, performance stage, and support pillars have stood up to the rigors of time surprisingly well.

In fact, it is so sturdy that it continues to be used for cultural events to this day. Check with the tourism office on arrival and you might be able to attend a show here.

3) Vieux Lyon

While virtually all Roman buildings have been reduced to rubble, there are plenty of beautiful structures in Lyon dating from the Renaissance Era.

Found in Vieux Lyon (aka the Old City), there are plenty of amazing churches, museums, narrow lane ways, and stunning architecture that can be found in this stunning part of town.

In the course of your wandering, be sure to find a quiet cafe, grab a French pastry and a coffee and soak in the moment: this is just the start of a memorable vacation in France.

Business/Investment

LLC vs. Corporation

Applying for federal tax ID numbers is an important first step in starting a new business.  When a business owner applies for a tax ID through IRS-EIN-Tax-ID, he or she must choose the type of entity the business is.

The sole proprietor tax ID number is the obvious choice for self-employed people who have no employees besides themselves.  It is also appropriate for people who are only employers in that they employ babysitters or housekeepers.  When it comes to bigger companies, however, it is not always easy to choose an entity type.  Here are some factors to consider when choosing to register as a corporation or limited liability company (LLC).

Corporation

The IRS treats corporations as though they are completely separate entities from their owners and shareholders.  The term “corporate personhood” means that corporations have rights and obligations just like people.  They can owe money and be owed money, and they can be parties in lawsuits.

This can be a problem when the corporation owns property.  Both the corporation and its owners are responsible for paying taxes, leading to double taxation.  The tax burden on corporation owners can get quite heavy.

Limited Liability Company (LLC)

A limited liability company (LLC) is not required to pay taxes on its income.  The profits and losses of the LLC are figured in with the tax obligations of each of the owners of the LLC.

While LLCs are an attractive choice for very small businesses, problems arise when the company gets bigger.  Only a corporation can issue stock certificates to shareholders; an LLC cannot.

Whether to register your business as a corporation or LLC depends on the size and goals of the company.  To keep things simple for a small business, an LLC is the better choice.  For a large, long-lasting company, registering as a corporation is better.

Travel

Get Deals on Your Travel Plans

If you love to travel, you also likely enjoy coming across a good deal or two whenever you get chance.

With that in mind, are you doing all you can to get the most out of your travel plans? This revolves around saving money whenever and wherever you can. From day trips to long vacation getaways, saving some green when out of your home can be huge.

As many Americans struggle to make ends meet, getting good deals on travel is essential.

So, will you book savings on your upcoming travel ventures?

Do Your Research

To locate the best deals out there, make sure you do research both online and off.

Among the keys to follow:

  1. Internet

Given the explosion of the Internet, should it be a surprise that many travelers head there first?

In using the worldwide web to find travel deals, be sure to look at the obvious and not so obvious.

Did you know there are companies negotiating deals for you and millions of travelers as we speak? If not, make sure you do your research to find such deals.

For instance, do you like to do day trips? If so, purchasing discounted tickets for Universal Studios or other locales is not hard to do.

Whether you know a business offering deals or you need a Google search let the web be your source for savings.

  1. Television

Even with the Internet, millions of travelers still turn on their televisions daily. With that in mind, there are ample opportunities for them to find good deals on travel.

From theme parks to resorts and much more, many companies use TV to promote their offerings.

When summertime rolls around, many parents try to keep their children occupied. Whether it is stuff to do around the house or even sending them off to camp, the options might seem limited at times.

Now, what happens when you’re sitting at home one day and an advertisement for a theme park or the like comes on? Before you know it, you’re thinking about that being a great way to spend some time with your children.

Companies know this; hence they pour millions of dollars into advertising.

By keeping your eyes and ears focused on television, you are likely to find some ideas and savings at the same time.

  1. Rewards

When you tend to be a regular customer for any brand, the brand oftentimes will recognize you in return.

With that in mind, be sure to take advantage of any rewards programs that are floating around out there. When you do, the savings can add up sooner than you realize. As such, you are likely to see more money for travel-related moves all through retirement.

Also work with your family members and friends to build up savings possibilities.

By keeping each other in-tune, there are opportunities for savings on all kinds of travel.

When it comes to finding deals on your travel plans, are you striking out or hitting a home run?

Business/Investment, Style

This $4000 Car Will Get You Dates

Go get yourself a 16 year old Subaru Outback and watch your life get better. Sure, Subaru is the car company that has made “Love” a central part of its advertising, but this car sells sex. It might not appear sexy from the outside. Hell, it probably even looks ugly, but one thing is certain — this 4000 dollar car will get you dates.

It’s less of the car getting you dates, actually, and more of how the car will allow you to get dates when you drive it. First of all, the car is already pretty old so you’ll be able to drive it with confidence. Forget about worrying if you’re going to scratch the thing because it probably has 20 dents all over the body already. You spend a lot of time in your car. Americans spend hours everyday in their car, so you need to be sure that it will make you confident. A Subaru Outback will allow you to do that because you’re basically saying “it’s all right here — take it or leave it.” Translate that car confidence into your daily life and you’ll be living up dates left and right.

When you pick your dates up and they get into your car, they’re going to feel totally at ease. This care oozes relaxation. Subaru initially made the car back in the 90s to cash in on the SUV craze but they couldn’t actually make an SUV for whatever reason. What resulted was a weird looking utility vehicle that hits all the right notes. They’re comfortable to sit in, they can fit everything you need, and you’ll never have to put on false heirs when you’re sitting in the Outback. Millionaires in the Pacific Northwest are known for driving these cheap cars for precisely that reason.

Back when the car first came out, the millionaires driving these cars didn’t have the money that they have today so they had to buy a Subaru. What they realized, over time, is that this car does not quit. If you buy a 16 year old Outback for 4 grand, chances are you’ll be driving that car for a few years and get more than your money’s worth. This equalizes the playing field. You won’t have to worry about if you car screams “I’m broke” to anyone looking at it because the car is meant for everyone. Rich people and poor people alike drive this car because it just works, on some weird level.

Sure, if you only have 4000 dollars, you won’t have your pick of the litter. If you go with this car though, you won’t need any of the other ones. The Subaru Outback is the perfect investment for you because you’ll be able to be your true self which will lead to more self-confidence, resulting in more dates. People are attracted to the real you and the Outback shows that better than most cars on the market.

Business/Investment, Real Estate, Style

How to Save for Retirement in Your Twenties

It’s tough to save for retirement in your twenties, but it’s not impossible. In fact, it’s easier today than it has ever been in the past. Most younger people are not earning a ton of money, but they are still able to save for retirement by investing, creating an IRA, and saving what little you can. Here are some recommendations for you to create a roadmap to a better life.

Individual Retirement Account

You should open your IRA immediately, even if you can only put 50 dollars in a month. Depending on which company you decide to go with, there may be some contribution limits, but you should be able to find an account that fits your unique situation. If you can only put away $100 dollars or less a month, you’re still saving. IRA accounts allow for you to make more money over time and you’ll never get your early twenties back. An IRA has many benefits, but starting one as soon as possible has the biggest benefit of all. If your employer offers a Roth 401(k) plan then you should immediately open an account with them. Employer contributions can increase your retirement savings by 40% over a lifetime.

Savings Account

You can open a savings account online today and always have something to fall back on. With your savings account, you’ll want to put at least $50 dollars a month into it, unless you can stand to put in more. A savings account will improve your credit score and allow for you to make more money in the future so it’s a good idea to get one started as soon as possible. You can’t always ask your friends and family to lend you money, so a rainy day fund ensures that you’ll be able to stand on your own two feet.

Investing

There is always the tried and true investing in real estate, but also there are apps out there that allow you to squirrel loose change away every time you make a purchase with your debit card. The money will then go into a portfolio that is diversified and continues with an upward trend. While it may seem like a risky idea to go with a startup, these platform based investing tools have been able to sustain themselves while competing with institutions that have been around for a hundred years. You can’t help but love an underdog! Your portfolio should, ideally, be 70% stocks and 30% bonds. This is a time honored distribution which, on average, sees a 9.1% return every year since.

This is not meant to be a complete guide to retiring in your 50s, but you should be able to start putting away enough money to live on when you’re old and brittle. It’s not the sexiest thing in the world, saving for retirement, but it is one of the smartest things you can do. If you ever need to liquidate your assets or pull money out of your accounts in a pinch, you’ll be able to. Forget about getting loans and just be self-sufficient.

Entertainment, Real Estate, Style, Travel

Five Places to Visit in Fort Collins Colorado

Fort Collins, Colorado is a wonderful place and one of the best cites to visit. It has the best blend of everything you could want in a small city. It has the highest concentration of microbreweries in America. A beautiful view of the Rocky Mountains can be seen from anywhere in town, and a fishable river flows right through. Colorado State University is square in the middle of town which means a bunch of hot 21 year olds, bars, and things to do. There are many places you should visit while you’re in town, but you’d be crazy to miss these five:

  1. Choice City Butcher

Choice City Butcher is an amazing place to go for breakfast, lunch, or dinner. They’re regularly touted as one of the best breakfast places to get a beer because they have a revolving tap collection that features some of the most iconic names in craft brewing. You’ll immediately have access to the best beers you’ve never tried and the selection is constantly changing. After you order drinks, you’ll have a huge menu to choose from that features delicious food that includes meat from: beef, buffalo, rattlesnake, antelope, and more. You haven’t lived until you’ve tried some of Vinny’s rattlesnake sausage so get going.

  1. The Yeti

The Yeti is a club in Fort Collins, Colorado which is split between three different entrances. The main entrance up top is a regular bar that fills up every weekend. The bar has typical bar food and a good selection of drafts, drinks, and cocktails. Overall, it’s nothing special, but it’s a really fun place to drink because the energy is infectious. The side entrance leads you to a completely different bar. This one is more upscale and almost hipsterish in feel. The electronic music and moody ambient lighting make it for one of the unique experiences in Fort Collins. The basement entrance is where the magic happens, though. Every Monday you can get pitchers of beer for one penny! That’s right, penny pitchers! Located in the heart of Old Town Square — The Yeti is the place to go.

  1. Tour De Fat

Tour De Fat is a bicycle an annual bicycling event led by the Fat Tire brewery. Every year people put on ridiculous costumes, get rowdy drunk, and then ride through town all day on their bikes. The brewery makes sure to include plenty of tables that local business can rent out to sell their goods and beer gardens everywhere. Get your bracelet early and drink all day at Tour De Fat!

  1. Universal Wellness Center

It wouldn’t be a list about Colorado if it didn’t include a story about weed! The Universal Wellness Center is pretty much the central hub for marijuana in Fort Collins. They have the biggest selection in town and lovely “budtenders” to help you make the right selection. You can’t help but love the creepy Alice in Wonderland paintings and overwhelming smell.

  1. Coopersmith’s Brewery

Also located in Old Town Square, Coopersmith’s is a huge brewery and eating establishment that offers exceptional taste at a fine price. The atmosphere is easy going but dark. You’ll fall in love with Coopersmith’s as soon as you go in and be ready to visit another famous Fort Collins brewery when you leave.