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Business/Investment

Tire and Wheel Protection Plans: Are They Necessary?

Tire and wheel protection plans offer coverage for unexpected damage to tires and wheels. These plans provide repair or replacement services for issues caused by road hazards like potholes, nails or debris. Understanding the benefits and limitations of these plans helps vehicle owners decide if they are worth the investment.

Coverage and Benefits

Tire and wheel protection plans typically cover the cost of repairs or replacements due to road hazards. This coverage can save money over time, especially with the high cost of modern tires and wheels. Additionally, some plans include roadside assistance, which can be a lifesaver during emergencies. Consider these plans when you are shopping around for a new Ford for sale.

These plans often cover mounting, balancing and labor costs, reducing out-of-pocket expenses. Some also provide coverage for cosmetic damage to alloy wheels, preserving the vehicle’s appearance. Knowing what a plan includes ensures that it meets specific needs and expectations.

Financial Considerations

The cost of tire and wheel protection plans varies based on coverage level and provider. It’s important to compare the plan’s price to the potential cost of tire and wheel repairs or replacements. A single incident, like hitting a pothole, can result in expensive repairs that might justify the plan’s cost.

However, if the plan’s price exceeds the average repair costs over its duration, it may not be a wise investment. Assessing driving habits and local road conditions helps determine the likelihood of needing frequent tire and wheel repairs.

Peace of Mind

For many, the primary benefit of tire and wheel protection plans is peace of mind. Knowing that unexpected damage will not lead to significant expenses can provide a sense of security. This assurance is particularly valuable for those who drive frequently or live in areas with poor road conditions.

Plans also reduce the stress of dealing with tire and wheel issues. Instead of scrambling to find a repair shop and paying out of pocket, plan holders can rely on their coverage to handle these problems efficiently.

Limitations and Exclusions

Tire and wheel protection plans have limitations and exclusions that must be understood before purchase. Common exclusions include damage from accidents, vandalism or improper maintenance. Some plans do not cover off-road driving or high-performance tires.

Reading the fine print and asking questions ensures that the plan provides the expected coverage. Understanding what is not covered prevents surprises and allows for better planning.

Alternatives to Protection Plans

Some may choose to forgo tire and wheel protection plans in favor of setting aside a repair fund. Regularly saving a small amount can create a financial cushion for unexpected tire and wheel expenses. This approach provides flexibility and avoids the need for a formal plan.

Another alternative is checking existing insurance policies. Some auto insurance policies include coverage for tire and wheel damage. Reviewing current coverage helps avoid redundant or unnecessary additional plans.

Decide if They Are Necessary

Deciding whether tire and wheel protection plans are necessary depends on individual circumstances. However, for those with expensive tires and wheels or those who frequently encounter road hazards, these plans can be beneficial. They provide financial protection and peace of mind. It is important to weigh the potential benefits against the costs to come to a well-informed decision. Tire and wheel protection plans offer valuable coverage for some, while others may find better financial strategies to handle unexpected tire and wheel issues.

Why Should Driving Safety Be Important to You?

The importance of being a good driver should not be lost on anyone with a driver’s license.

With that in mind how safe of a driver do you tend to be?

In being a safe driver, you can lessen the chances for accidents; keep your costs down to operate a vehicle and more.

That said can you do more to be safer behind the wheel?

Don’t Risk Life and Limb Out on the Roads

The most obvious reason to be as safe as possible when you get behind the wheel would be your health.

Being in even one accident can set you up for trouble. That is because the injuries of an accident can be rather serious or worse depending on the outcome.

So, a serious auto accident could leave you missing work for a period of time. If the accident is quite bad, you may not be able to work again anytime soon. 

You also have to look at the potential financial fallout that can come with an auto accident.

That accident can mean not only injuries to you, but also can mean major repairs to your vehicle. In a worst-case scenario, your vehicle will be beyond repair. That then means the thought of having to buy another car or truck.

Also think about how having a bad driving record of tickets and accidents can reflect badly on you.

Yes, it is not that difficult for people to go on the Internet and look up the driver’s license number of an individual. If they have your info online that relates to your driving record, could they use it against you?

From an employer to one you got into an accident with, folks online and looking at your record could be bad for you.

The best way to avoid such issues to begin with would be to have the best driving record possible.

Protecting Those Most Important to You

When you have others riding in a vehicle with you, the hope is you are looking out for them.

That is why being a safe driver should be a high priority for you.

Keep in mind that one wrong move at the controls could mean an accident. Even if you escape injury, what about any passengers you have with you at the time. Will thecary be so lucky to avoid getting injured?

Finally, you want to be a good role model for any young children you have at home.

In being a good driver, show them the importance of this. It shows why being smart at the wheel is something not to take for granted.

That is especially true if you have a teenager and they will be driving soon or are doing so now. Set a good example for them and show them why driving safety is so important. That is each time one gets in the vehicle and leaves home or wherever it is they drive from.

When you put the focus on safety and its importance, you and those around you tend to be safer at the end of the day.

Travel

3 Tips to Improving Your Safety on the Roads

Each time you get behind the wheel of your car or truck, do you feel as if you are as safe as possible out there?

For millions of drivers, safety unfortunately takes a back seat to reckless driving. As a result, they put themselves and others at risk. In some cases, those risks end up resulting in serious injuries and even death.

While you can’t control the actions of others on the road, you can in fact determine how you drive when behind the wheel.

With that being the case, are you ready to improve your safety on the roads?

Being a Safer Driver Starting Today

So that you lessen the chances of being in an accident, remember these tips to improve your safety:

1. Preparedness

One of the main reasons drivers get into accidents in the first place is rushing. Whether they leave late or they do not take into account inclement weather, they can find trouble.

Always do your best to take your time when heading out. This is true even if you’re only running a mile or two from home to the store or an appointment. There is never a good reason to speed somewhere.

Part of that preparedness also transfers over to your vehicle.

Make sure you prepare your car or truck to be as road-ready as possible. This means regular maintenance visits to your mechanic. It also requires spending the money when brakes are in need of repair or a tire or two is lacking tread.

By making your times on the road as safe as possible, you can very well live to tell everyone about it.

2. Recklessness

As part of your preparations and those for your vehicle, don’t be one of the countless reckless drivers.

Among some of the more common reckless traits:

· Speeding – Even if you had someone in the vehicle about to deliver a baby, there is no reason to speed. Sure, everyone goes a few miles over the limits at times, but that’s where it should end.

· Distractions – From your phone to using makeup or an electric razor, avoid distractions. It only takes a second or two of removing your eyes from the road to cause quite an accident.

· Tickets – Are you wondering if you have a reckless driving ticket or two you may have forgotten? If so, you could be driving around looking over your shoulder whenever you see police. Use one of the online services out there that can show you if you should worry about getting pulled over.

3. Rage

Although it can become easy to get into a rage over someone cutting you off, tailgated, or even flipped off, don’t do it.

While some road rage incidents end up nothing more than a quick exchange, others get more serious.

In the event someone does something to get your ire, do your best to turn the other cheek and drive away.

By doing so, you keep yourself and others out of harm’s way whether on a local drive or a road trip.

With these tips in mind, are you ready for a safer drive each time out?

Business/Investment, Style

This $4000 Car Will Get You Dates

Go get yourself a 16 year old Subaru Outback and watch your life get better. Sure, Subaru is the car company that has made “Love” a central part of its advertising, but this car sells sex. It might not appear sexy from the outside. Hell, it probably even looks ugly, but one thing is certain — this 4000 dollar car will get you dates.

It’s less of the car getting you dates, actually, and more of how the car will allow you to get dates when you drive it. First of all, the car is already pretty old so you’ll be able to drive it with confidence. Forget about worrying if you’re going to scratch the thing because it probably has 20 dents all over the body already. You spend a lot of time in your car. Americans spend hours everyday in their car, so you need to be sure that it will make you confident. A Subaru Outback will allow you to do that because you’re basically saying “it’s all right here — take it or leave it.” Translate that car confidence into your daily life and you’ll be living up dates left and right.

When you pick your dates up and they get into your car, they’re going to feel totally at ease. This care oozes relaxation. Subaru initially made the car back in the 90s to cash in on the SUV craze but they couldn’t actually make an SUV for whatever reason. What resulted was a weird looking utility vehicle that hits all the right notes. They’re comfortable to sit in, they can fit everything you need, and you’ll never have to put on false heirs when you’re sitting in the Outback. Millionaires in the Pacific Northwest are known for driving these cheap cars for precisely that reason.

Back when the car first came out, the millionaires driving these cars didn’t have the money that they have today so they had to buy a Subaru. What they realized, over time, is that this car does not quit. If you buy a 16 year old Outback for 4 grand, chances are you’ll be driving that car for a few years and get more than your money’s worth. This equalizes the playing field. You won’t have to worry about if you car screams “I’m broke” to anyone looking at it because the car is meant for everyone. Rich people and poor people alike drive this car because it just works, on some weird level.

Sure, if you only have 4000 dollars, you won’t have your pick of the litter. If you go with this car though, you won’t need any of the other ones. The Subaru Outback is the perfect investment for you because you’ll be able to be your true self which will lead to more self-confidence, resulting in more dates. People are attracted to the real you and the Outback shows that better than most cars on the market.